Our field of membership now includes any employee working for the Mercer County Board of Education, Bluefield State College, Bluefield College, Ceres Elementary School K-5th and any family members of these employees.
Membership with the Mercer County WV Teachers Federal Credit Union requires a minimum balance of $10.00 in a share savings account. You may also have secondary share/savings accounts under your base account number depending upon your individual
needs. Dividends are declared and paid monthly.
Certificate of Deposit
When you invest in a Certificate Of Deposit, your money will earn a highly competitive interest rate. Since you lock in the rate for the entire term of you Certificate Of Deposit, this is an excellent way to boost your savings yields without the risk of market fluctuations
Christmas and Vacation Club Accounts
Our Club Accounts allow you to save gradually for any type of annual expense. With regular contributions and competitive dividends, your nest egg will grow quickly and easily. All our savings accounts are insured up to $250,000 by the NCUA, a federal agency.
Low-cost loans are one of the greatest benefits of credit union membership. Whether you are financing your first car, your dream home or a college education for your kids, you will find low rates, affordable payments and personal service right here at Mercer County Teachers Federal Credit Union.
Share Draft (Checking)
Our Share Draft Checking Accounts give you all the features you want in a checking account, without the fees and hassles you’ll find at other financial institutions.
The Visa Debit card is available when you open your share draft/checking account with the credit union.
The Visa Debit/ATM card may be used anywhere the VISA logo is displayed, including point of sale transactions and ATM withdrawals. We do not charge for point of sale transactions at the present time. If you use an ATM, you may be charged a fee by the ATM operator and by any national, regional, or local network used in processing your transaction.
Security and your Credit Union Visa Debit Card
Direct Deposit and Payroll Deduction
We accept payroll deduction or direct deposit from any employer or agency who process through the Federal Reserve ACH system. For correct routing and account number information, please contact the credit union office during normal business hours. This will ensure your deposit is not delayed or rejected.
Notary service is provided to our members free of charge. Please be prepared to show picture id.